Keep Your Investments Growing

Loan Against Mutual Funds

Unlock liquidity without selling your mutual funds. Get up to 50% of your portfolio value at rates starting from 9.5% p.a.

Instant Approval
Keep Earning Returns
No Credit Check

Calculate Your Loan

10,00,000
₹1L₹1Cr
5,00,000
₹50K5,00,000

Interest Rate

9.5%

Monthly Interest

3,958

Available Credit5,00,000

Tip: Your mutual funds continue to grow while you use the loan. Pay only interest or repay anytime without penalty.

Apply Now

Eligible Mutual Funds

  • • Equity mutual funds
  • • Hybrid mutual funds
  • • ELSS funds (after lock-in)
  • • Debt funds

No impact on your credit score • Funds in 2 hours

Choose Your Application Partner

Select how you'd like to apply for your loan

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Smallcase

Powered by Smallcase

Most Popular

Rate

9.5%

Min Amount

₹25,000

Max Amount

₹1 Crore

ProcessingZero processing fee
DisbursalInstant disbursal

Key Features

  • Instant digital pledge process
  • No paperwork required
  • Continue earning from your MFs
  • Flexible repayment options
  • Overdraft facility available
  • No prepayment charges

Why Choose Smallcase?

  • Seamless integration with portfolio
  • Real-time loan status updates
  • Easy top-up facility
  • Auto-pledge & unpledge
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50Fin

Powered by 50Fin

Expert Guidance

Rate

9.75%

Min Amount

₹50,000

Max Amount

₹2 Crore

Processing0.5% processing fee
DisbursalSame day disbursal

Key Features

  • Accept all mutual fund folios
  • Expert loan advisory
  • Dedicated relationship manager
  • Customized loan structure
  • Balance transfer facility
  • Insurance coverage included

Why Choose 50Fin?

  • Human touch with expert guidance
  • Personalized loan terms
  • Multi-bank options
  • Priority customer support

Why Loan Against Mutual Funds?

Keep Earning

Your investments continue to grow while you use the loan

Lowest Rates

Interest rates from 9.5%, lower than personal loans

Instant Funds

Get money in your account within 2-4 hours

No Credit Check

No impact on credit score, simplified approval

How It Works

1

Apply Online

Fill the simple application form

2

Pledge Units

Authorize mutual fund units for pledge

3

Get Approved

Instant approval based on portfolio value

4

Receive Funds

Money credited to your account in 2 hours

Documents Required

Basic Documents

  • PAN Card
  • Aadhaar Card
  • Bank account statement (3 months)
  • Mutual fund statement

Quick Tip

Have your mutual fund details ready for faster processing. You can find your folio number in your monthly statement or the AMC app.

Average approval time: 30 minutes

Have Questions?

Our financial experts can help you choose the right loan option

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