Free Tool

Loan Prepayment Calculator

See how much your monthly EMI drops after prepaying

₹10,00,000
10.5%
240 Mo

Prepayment Settings

₹50,000
12
Total Interest Saved
₹65,612

Comparison

Parameter
Without
With Prepay
Saving
Monthly EMI
₹9,984
₹9,477
₹507
Total Interest
₹13,96,112
₹13,30,500
₹65,612

Distribution

💡 Smart Tips

  • • The earlier you prepay, the more you save on interest
  • • Check your bank's prepayment penalty clause before paying
  • • Build a 6-month emergency fund before aggressive prepayments
  • • Even small regular prepayments add up significantly over time

Need Personal Guidance?

Talk to our expert financial advisors for a customized prepayment strategy